How to Handle an Uber/Lyft Accident – Money Perception

You’re zooming along in your Uber or Lyft car, picking up passengers and carting them around the city. Or perhaps you’re the one being driven. Everything is fine when suddenly you’re wrenched out of your comfortable state. Your car just collided with another vehicle.

Don’t panic. No matter how severe the accident is, becoming hysterical won’t help. You need to try to keep your wits about you. The important thing to remember is that you don’t have to deal with this alone. If you’re the driver, Uber and Lyft both have systems in place to help you. If you’re the rider, not only can you seek help from your rideshare company, you can utilize the services of a personal injury attorney.

According to West Coast Trial Lawyers in Los Angeles “many Uber and Lyft accident victims and drivers are unaware that there are personal injury lawyers that specialize in these types of cases. As a result, Uber and Lyft accident victims try to handle their personal injury claim on their own, which will only damage their case. By handling a personal injury claim on your own, victims end up settling for much less than they deserve for their losses.”

What happens after your accident depends largely on whose fault it was. Here’s what you need to know.

You’re the Driver- And You’re at Fault

Accidents happen. You made a mistake and now you have to deal with the consequences. Be prepared for the financial responsibility to be thrust onto your shoulders. Luckily, both Uber and Lyft have strong insurance policies covering the driver.

After the accident happens, you need to leap into action immediately.


  • Speak to the other driver. Exchange insurance information and take a picture of his driver’s license. Remember to be patient, insults will only escalate the situation.
  • Write down the other vehicle’s license plate number.
  • Take pictures of the damage.
  • See if there any witnesses.
  • Do not admit to wrongdoing. There’s absolutely no benefit to admitting fault at the scene.
  • Call the police. An official report will be useful when you’re dealing with insurance companies.

Uber and Lyft’s insurance policy depends on if you were logged in to their system or not. If you were, their insurance kicks in. If you weren’t, you’ll be stuck dealing with your own insurance company.

Uber has a $1,000 deductible while Lyft’s is a hefty $2,500.

You’re the Driver- And You’re Innocent

Obviously, this is a much better situation for you. Uber and Lyft’s insurance won’t be involved, the other driver’s insurance company will have to shoulder the cost.

If the accident is severe, or if you’re locked out of your rideshare account for a long time, you should consider hiring a lawyer. Neither Uber or Lyft will make it easy for you to recover lost wages. Yet it could be weeks or even months before you’re cleared to go on the platform again.

You should especially call a lawyer if you’re injured in the accident. A skilled attorney can negotiate an amazing settlement for you.

You’re the Rider

Being the passenger in a car accident can be terrifying. You might feel helpless and confused. Still, the important thing to remember is that the process will be easier if you try to keep your mind focused. Try not to let your anger overwhelm you.

If you’re injured, you definitely need to call a lawyer. Don’t let the guilty party’s insurance company give you less than you deserve, or worse, get stuck paying out of pocket. Protect your finances and let a professional fight for you.

Make sure you document everything. The police report, your medical records, etc. Your lawyer’s work will be easier if you provide ample information.

Hire an Attorney

Getting into a car accident while you’re in a ridesharing vehicle is a lot like than getting into an accident in a normal situation. The main difference is that instead of dealing only with insurance companies, you’ll have to work with Uber and Lyft as well.

Whether you’re the driver or the rider, there’s a good chance that you’ll need to hire an attorney if the accident was serious. The rideshare companies’ biggest markets are full of law firms able to help you. If you need an Uber accident attorney in Los Angeles, for instance, West Coast Trial Lawyers will take your call 24/7.

The recent rideshare revolution is transforming our culture. Unfortunately, it hasn’t done much to change the accident rate. It’s true that people now have the option to get a cheap ride home when they’re intoxicated, but the driver is still a human being. Accidents occur because of human carelessness and simple mistakes.

Fortunately, both Uber and Lyft are prepared to deal with accidents. Just don’t expect them to look out for your best interest. That’s your job.