With a tech tools and strategy, you need not go over budget this Christmas. stokkete/stock.Adobe.com
Sticking to one’s budget is important all year long, but doing so during the holiday season can be especially tricky, when expenses run high and festive cheer makes it difficult to put the brakes on over-spending.
To get a better handle on your spending this season, consider the following tools and tips.
Decide exactly what your plans are this season. Will you be traveling? Will you be hosting a dinner party? What does your holiday shopping list look like? Add budget line items for all the associated expenses and put a price cap on each one.
ADD IT UP
Seek out tools that help make the logistics of staying within budget simple, such as desktop and printing calculators like Casio’s HR-100TMPlus, a 12-digit printing calculator with a large, easy-to-read display. It is especially well-suited for organized budget planning, as it offers special keys for tax calculations and has two-color printing, enabling shoppers to color code positive entries as black and deductions or purchases as red. For additional information on Casio’s portfolio of calculators, visit Casio.com.
Make more space in your budget during the holiday season with smart strategies. Use free apps to help you score deep discounts on favorite retailers. If you’re crafty or handy, consider making certain gift items and greeting cards. Suggest a day of volunteer service at your workplace in lieu of a gift exchange.
DON’T GET IMPULSIVE
When you’re in the store aisles, it’s easy to make impulse purchases, particularly during the holidays when every display is designed to make you spend. Make a shopping list and adhere to it.
To start 2018 on the right foot, spend no more than what you intended.